Those giving this film such a low rating seem to be missing the campy humor of it all. Yes, it's predictable, but so was Batman the TV series, and this has as many oddball moments of humor, along with Kevin Dillon's undeniable screen charisma and a performance by Amy Locane that sometimes rises to the charm of the ingénue.
Emmet Walsh and his colleague almost steal the show as corrupt FBI agents who are single-mindedly evil. Cameo appearances by Will Ferrell and Morgan Fairchild also add some panache to what is clearly a low-budget but good-humored film. I caught it on cable. The nice thing about it being so predictable is that you don't have to see the whole film to enjoy whatever part you happen to see.