As well as having access to the rated insurance carriers, Kainos have strong relationships with, and access to, a panel of unrated insurance carriers to which many of our clients’ competitors do not.

Kainos target business on our unrated insurers’ behalf which can often be underwritten in overseas jurisdictions at more competitive terms than the rated insurance carriers might traditionally require due to lower central and compliance costs. Smaller, more specialist or start-up schemes which rated carriers cannot prioritise are the more traditional hunting grounds of the unrated carriers.

Speed to market and pricing have often been the key to some of our unrated carriers winning business and Kainos have all the key relationships, terms of business agreements and reporting models already in place to support your needs as and when you need to check any unrated carriers’ appetite.