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ScoreLift - AI Credit Analysis App

A premium, AI-powered credit report analyzer that delivers actionable, step-by-step advice and a downloadable PDF report. Designed for both beginners and professionals.


Features

  • Modern, beautiful UI (glassmorphism, responsive, TailwindCSS)
  • AI-powered analysis using OpenAI GPT-4o Structured Outputs
  • Personalized, actionable advice (executive summary, step-by-step plan, 90-day roadmap, FAQ)
  • Downloadable PDF report (no system dependencies required)
  • Privacy-first: Your data is never stored

Quickstart

1. Clone the repository

git clone https://github.com/llSourcell/credit_analyzer.git
cd credit_analyzer

2. Set up your Python environment

python3 -m venv venv
source venv/bin/activate
pip install -r requirements.txt

3. Configure your OpenAI API Key

  • Copy .env.example to .env (or create a .env file)
  • Add your OpenAI API key:
    OPENAI_API_KEY=your_openai_api_key_here

4. Run the app

source venv/bin/activate
python app.py

5. Using the App

  • Step 1: Upload a PDF credit report (from Experian, Equifax, or TransUnion)
  • Step 2: View your premium, actionable analysis
  • Step 3: Download your personalized PDF report

Troubleshooting

  • Missing dependencies? Run pip install -r requirements.txt again.
  • OpenAI errors? Double-check your API key in .env.
  • PDF not downloading? Ensure you’re running the latest code and refresh the page.

Tech Stack

  • Python (Flask)
  • OpenAI GPT-4o
  • WeasyPrint (for PDF generation)
  • TailwindCSS

License

MIT


Credits

Built by @llSourcell and contributors. Feel free to fork and improve!

ScoreLift

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